Privacy Policy

Overview

This Privacy Policy explains how the Retire Forever website ("Retire Forever," "we," "us," or "our") handles information when you use retireforever.org. Retire Forever is operated from Ohio, United States. We aim to collect and retain as little information as reasonably necessary to provide and improve the website.

Information you enter

The calculator processes information you choose to enter, such as age, portfolio balance, spending, asset allocation, Social Security, pension income, and other retirement assumptions. These inputs are transmitted to the website's server functions to calculate results. We do not require an account, use these inputs to create an advertising profile, or intentionally store completed scenarios in a user database.

Do not enter account numbers, Social Security numbers, passwords, or other information that directly identifies you. The calculator does not need that information.

Analytics and technical information

We use Vercel to host the website and Vercel Web Analytics to understand aggregated site usage. This may include pages viewed, referral source, general geographic region, browser, device, operating system, and technical request or diagnostic information. Vercel Web Analytics is designed to collect anonymized, aggregated data without using cookies to track visitors across websites.

How information is used

• To operate the calculator and return requested results.
• To maintain security, diagnose errors, and prevent misuse.
• To understand aggregated usage and improve the website.
• To respond if you contact us.

We do not sell personal information or use the website to serve targeted advertising.

Service providers and disclosure

Vercel and other infrastructure providers may process limited information on our behalf to host, secure, monitor, and deliver the website. We may also disclose information when reasonably necessary to comply with law, protect the website or its users, investigate misuse, or enforce our Terms of Use.

Retention and security

We do not intentionally retain calculator scenarios in a user account or application database. Hosting and analytics providers may retain technical and aggregated information according to their own systems and policies. We use reasonable safeguards, but no website or method of transmission can be guaranteed completely secure.

Children's privacy

The website is intended for adults planning for retirement and is not directed to children under 13. We do not knowingly collect personal information from children.

Your choices and questions

You may use the calculator without creating an account. If you have a privacy question or request concerning information you have provided directly to us, email retireforevercontact@gmail.com.

Changes to this policy

We may update this Privacy Policy as the website or applicable requirements change. The effective date at the top indicates when the current version became effective.