Retire ForeverPlan today. Live tomorrow.

Plan sustainable retirement income using the proven Variable Percentage Withdrawal (VPW) strategy.

About

Step 1: Enter key inputs below and click Run Scenario

💰 Portfolio & Spending

Portfolio Balancei

Agei

Horizoni

years

Customize horizon

Target Annual Spendi

📊 Asset Allocation

Equities

Expense Ratio

Glidepath

Glide Start Year

Glide End Year

Ending Equities

The simulator assumes intermediate-term bonds for the remaining portion of the portfolio.

🏛️ Social SecurityiSS benefits are included in VPW using the present value of future payments.

Social Security 1

Start Age

Annual Income

Social Security 2

Start Age

Annual Income

Step 2: Withdrawal up to the recommended amount

Results (Scenario 1)

💰 Portfolio: $1,000,000
🎯 Target SpendCAP OFF: $40,000
🛡️ Withdrawal FloorOFF: -
📊 Equity Allocation: 70%
🏛️ Social Security: $0 at 0

Run the scenario to calculate the recommended withdrawal.

VPW Results

Run the historical analysis to see how often VPW required spending adjustments relative to your Target Spend, and how a fixed-spending benchmark would have fared.